Building the identity layer for payments
Money should never get lost between "who I meant to pay" and "where it actually went."
Our Story
Every finance team has felt it. A payment goes out… and then comes the pause. Did it go to the right place? Was that account number updated? Who approved this change?
We believe the next generation of B2B payments shouldn't rely on static numbers that can be mistyped, changed, or exploited. It should be built on identity.
That's why Aplite created an identity layer for money movement. Every verified business gets a Universal Payment Identifier. A simple, short code anyone can use to pay them safely, across any payment rail.
From day one, our focus has been eliminating payment misdirection for finance teams. Faster onboarding. Automated verification. One trusted source of truth for every business payment identity so you know exactly who you're paying, every time.
As AI and autonomous finance continue to mature, systems will need a secure, machine‑readable way to know where money is allowed to go. Our UPI standard becomes that key quietly working in the background to move money safely and confidently.
We're just getting started.
Our Mission
We envision a world where every business has a single, verified payment identity that works everywhere, across rails, across borders, and for both humans and AI agents.
In that world, UPI is the native language of B2B payments. You don't trade strings of routing and account numbers; you exchange identities that are globally recognized, and instantly readable by any system that needs to move money.
We're building the DNS of payments: an identity layer that sits above ACH, wires, RTP, FedNow, SWIFT, and whatever comes next, so every payment starts from the same trusted source of truth.